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Terms of Service

Last updated: December 5, 2025

1. Acceptance of Terms

By accessing or using Curvature ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service. We reserve the right to modify these terms at any time, and your continued use of the Service constitutes acceptance of any changes.

2. Description of Service

Curvature is a real estate investment analysis platform that provides tools for calculating cash flow, cap rates, return on investment, and other financial metrics for rental properties. The Service is provided on a subscription basis and is intended for informational and educational purposes only.

3. Account Registration

To use the Service, you must:

  • Be at least 18 years of age
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Promptly notify us of any unauthorized use of your account

You are responsible for all activities that occur under your account.

4. Subscription and Billing

The Service is offered through paid subscription plans:

  • Free Trial: New users receive a 7-day free trial. A valid payment method is required to start the trial.
  • Billing: After your trial, you will be automatically billed according to your selected plan unless you cancel before the trial ends.
  • Cancellation: You may cancel your subscription at any time. Access continues until the end of your current billing period.
  • Refunds: Refunds are provided at our discretion. Contact support for refund requests.

5. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Service
  • Interfere with or disrupt the Service or servers
  • Share your account credentials with third parties
  • Use automated systems to access the Service without permission
  • Reverse engineer or attempt to extract source code from the Service
  • Resell or redistribute the Service without authorization

6. Intellectual Property

The Service, including its original content, features, and functionality, is owned by Curvature and is protected by international copyright, trademark, and other intellectual property laws. You retain ownership of any property data you input into the Service, but grant us a license to use this data to provide and improve the Service.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. CURVATURE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE. THE CALCULATIONS AND ANALYSES PROVIDED ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED FINANCIAL, LEGAL, OR INVESTMENT ADVICE.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CURVATURE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM.

9. Investment Disclaimer

Curvature is a tool for analysis and education. The calculations, projections, and recommendations provided by the Service are based on the data you input and general assumptions. They do not constitute financial advice, and we are not licensed financial advisors. Always consult with qualified professionals before making investment decisions. Past performance does not guarantee future results, and real estate investments carry inherent risks.

10. Indemnification

You agree to indemnify and hold harmless Curvature, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service, violation of these Terms, or infringement of any third-party rights.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service will immediately cease. Provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the courts of the jurisdiction where Curvature is headquartered.

13. Contact Information

For questions about these Terms of Service, please contact us at legal@curvature.app.